Account
Name |
AmeriFree
Checking |
Regular
Checking |
Golden
Checking |
AmeriMax-
Prime Rate*
Interest
Checking |
| Minimum to Open |
$100 |
$100 |
$100 |
$1,000 |
Monthly Service
Charge |
None |
None
if minimum is maintained |
None
if minimum is maintained |
None
if minimum is maintained |
Minimum Daily
Balance to
Avoid Monthly
Charge |
None |
$500
or avg. collected
balance of $1,000
or combined
checking & savings
of $1,500 |
$5,000 in checking, savings CD or an IRA |
$1,000 |
Eligibilty &
Transaction Activity
Guidelines |
-Unlimited access
-No fees
-No balance restrictions |
-$5 if below minimum plus $.25 per check |
-$15 if below minimum
-No check writing limits
| $25 fee and no interest if below minimum
-No check writing limits |
| FDIC Insured |
YES |
YES |
YES |
YES |
| Other Features: |
-Free Safekeeping
-Checks returned =
$3.00 monthly fee
-No annual fee VISA
checkcard or ATM card
-1st check order free
-Transfers free thru
telephone or
internet banking
|
-Checks returned with
statement
-No annual fee VISA
checkcard or ATM card
-1st check order free
-Transfers free thru
telephone or
internet banking
|
-Checks returned with
statement
-No annual fee VISA
checkcard or ATM card
-Free specialty checks
-Transfers free thru
telephone or
internet banking
-Interest is compounded
and paid monthly
|
-Free check safekeeping
-Check returned = $3 monthly fee
-No annual fee VISA checkcard or
ATM card
-1st check order free
-Transfers free thru telephone or internet banking
-Interest rate is indexed to the Prime Rate*
posted in the Wall Street Journal.
-Maintain minumum balance and earn 35% of
the Prime Rate*
|
